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Routing Number Validator

Validate US bank routing numbers (ABA/RTN) and check their authenticity.


What is a Routing Number?

A routing number, also known as an ABA (American Bankers Association) routing transit number (RTN), is a nine-digit code used to identify a financial institution in the United States for the purpose of transferring money.

Routing Number Structure

DigitsPurpose
1-2Federal Reserve routing symbol
3-4ABA institution identifier
5-8Specific institution code
9Check digit (validation)

Federal Reserve Districts

  • 01 - Boston
  • 02 - New York
  • 03 - Philadelphia
  • 04 - Cleveland
  • 05 - Richmond
  • 06 - Atlanta
  • 07 - Chicago
  • 08 - St. Louis
  • 09 - Minneapolis
  • 10 - Kansas City
  • 11 - Dallas
  • 12 - San Francisco

Checksum Algorithm

Routing numbers use a checksum formula for validation:

3(d1 + d4 + d7) + 7(d2 + d5 + d8) + (d3 + d6 + d9) mod 10 = 0

Where to Find Your Routing Number

  • Bottom left of your personal checks
  • Your bank's website or mobile app
  • Bank statement
  • By calling your bank
Quick Facts
  • Always 9 digits
  • Also called ABA or RTN
  • Used for direct deposits
  • Used for wire transfers
  • Used for bill payments